Explore flexible loan, equity, and refinancing options to fund your ADU project. Hive ADU connects you with local lenders and programs designed for ADU construction.
We respect your privacy and will never share your information.
Hive ADU helps homeowners in Ventura County and Santa Barbara County explore smart and flexible ways to finance their ADU projects. From home equity loans and construction financing to renovation loans and cash-out refinancing, our team connects you with trusted lenders and walks you through every step. With our planning support and build-ready documentation, financing your Accessory Dwelling Unit (ADU) becomes easier and more predictable.
As you explore how to fund your ADU project in Ventura or Santa Barbara County, one of the biggest questions is: Can I finance this, and how?
Hive ADU offers straightforward and transparent guidance on various financing methods. Our financing experts are ready to discuss terms, monthly payments, and eligibility criteria, ensuring you fully understand your options and can make a confident choice.
Homeowners often wonder about the available financing options. Hive ADU is here to simplify that process, guiding you step-by-step through the best financing opportunities explicitly tailored to your needs and financial situation.
Finance It. Build It. Love It.
A HELOC is one of the most popular ways to finance an ADU. It allows you to borrow against your existing home equity with flexible access to funds over time.
HELOCs are ideal for homeowners with solid equity who wish to retain their existing mortgage. This option offers control and affordability, perfect for staged ADU construction or upgrades.
A cash-out refinance allows you to replace your current mortgage with a new one that includes additional funds to cover the cost of your ADU. It’s a simple way to access your home’s equity in one step, without adding a second loan.
This option is well-suited for homeowners who have built up equity and seek a streamlined solution. If your current mortgage rate is high, or you’re planning to refinance anyway, it’s a smart way to fund your ADU while simplifying your payments.
Construction loans are ideal when you don’t have enough equity to draw from, or when your project costs exceed what equity alone can cover. These loans are based on the future value of your property after the Accessory Dwelling Unit (ADU) is built.
This is a strong option for newer homeowners or larger projects. It involves a bit more documentation and lender oversight, but it opens the door to building an ADU even without existing equity.
A bridge loan provides short-term financing that helps you move forward with your ADU project while you wait for a home to sell, unlock equity, or finalize a longer-term loan. It’s all about timing and flexibility, although it requires a little more documentation.
Bridge loans are beneficial when you’re in a transition period but don’t want to delay your project. They let you start building now and settle financing details later, on your desired terms.
Get expert insight into the best ADU financing options available for your home in Ventura or Santa Barbara County.
We respect your privacy and will never share your information.
Explore simple ADU financing options designed specifically for homeowners in Ventura and Santa Barbara Counties. Hive ADU specializes in Bridge Loans, HELOCs, cash-out refinancing, and construction loans, making it easier than ever to fund your dream accessory dwelling unit.”
Our financing experts provide personalized assistance, clearly explaining every step of the financing process and helping you determine your eligibility quickly. With Hive ADU, you’ll confidently select the ideal financial path for your needs.
Find out if you qualify today, and take the first step toward building your beautiful, valuable ADU with complete financial clarity and peace of mind.
From studios to 3-bedroom ADU floor plans, our catalog features bright, space-maximizing designs tailored for homeowners in Ventura and Santa Barbara counties. Our free guide features real-life examples, detailed cost breakdowns, and expert tips for navigating zoning compliance. Whether you’re planning a granny flat, home office, or backyard rental, get actionable insights to simplify your build.
Serving Ventura and Santa Barbara Counties, Hive ADU specializes in architecturally refined, turnkey Accessory Dwelling Units (ADUs). As expert ADU builders, we deliver elevated designs and seamless execution with a commitment to long-term value and precision. An ADU contractor you can trust.
